Unsecured creditors, the suppliers, customers and others owed money with no security, are expected to get nothing back in 88% of the cases where the practitioner has given an estimate. Of 351 administrations in the Fair Payment insolvency register with an estimate in a filed report, 310 expected no dividend for unsecured creditors.
In the 41 cases that expected a dividend, the median estimate was 9.85p in the pound. Four expected to pay unsecured creditors in full: Business Mortgage Finance 7 PLC, Design Realised (Kent) Limited, Focus Label Machinery Limited and Sompting Abbotts School Limited.
The highest estimates short of payment in full were The Old Lyric Hall Ltd (96p in the pound, administrators' proposals of 6 November 2026), GMP Property Holdings Ltd (88.89p in the pound, administrators' proposals of 19 August 2026), Elm House (UK) Ltd (61p in the pound, administrators' proposals of 24 September 2026), Acculabs Diagnostics UK Limited (60p in the pound, administrators' proposals of 10 July 2026) and Chambers and Cook (Eastern) Limited (between 33.6p and 54.3p in the pound, administrators' proposals of 19 October 2026).
By industry, the share of cases with no expected return was accommodation and food services 96% (26 cases); information and communication 95% (20 cases); construction 91% (34 cases); administrative and support services 91% (45 cases); professional, scientific and technical activities 91% (32 cases); wholesale and retail trade 87% (55 cases); manufacturing 85% (55 cases); real estate activities 73% (26 cases).
Estimates come from the administrators' proposals and progress reports filed at Companies House, which we read for every case in the register. They can change as assets are sold. Where a company had a floating charge created after 15 September 2003, a share of its assets, the prescribed part, may still be set aside for unsecured creditors. Each case is in the money-back tracker.
About these figures
Figures are what each company filed on the government's Check payment practices service, as downloaded on 9 November 2026. Large companies and limited liability partnerships must report every six months under the Reporting on Payment Practices and Performance Regulations 2017. Unless stated, each company's latest report is used, counting only periods that ended on or after 10 May 2025, and reports with figures that cannot be right are left out. Companies whose latest figures look inconsistent with their earlier filings, such as an average more than double their previous report, are not named in our stories; they stay in the tables with a note. How we use the data.
Source: Check payment practices, under the Open Government Licence v3.0, The Gazette and Companies House.