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Companies offering supply chain finance take a median 49 days to pay suppliers, against 30 for the rest

464 large companies offer suppliers early payment through a finance scheme. 138 of them average more than 60 days on their own invoices.

  • Offer supply chain finance: 464
  • Their median days: 49
  • Others, median days: 30
  • Offering it and over 60 days: 138

Large companies that offer their suppliers supply chain finance take longer to pay them. The 464 companies that said in their latest report that they offer it took a median of 49 days to pay, against 30 days for the 5,760 that said they do not.

138 of the companies offering supply chain finance averaged more than 60 days, which is 30% of them. Among the companies that do not offer it, the share was 6%.

In a supply chain finance scheme a bank or finance company pays the supplier early, less a fee, and the customer repays the bank on its own, usually longer, terms. It lets a supplier be paid sooner, at its own cost, by a customer that has set long terms.

The slowest payers among the companies offering it were Reckitt Benckiser Healthcare International Limited at 132 days, Reckitt Benckiser Healthcare (UK) Limited at 127 days, Veh MFG UK Limited at 116 days, Mondelez UK Confectionery Production Limited at 113 days and Kimberly-Clark European Services Limited at 112 days.

Our guide explains supply chain finance and extended payment terms.

About these figures

Figures are what each company filed on the government's Check payment practices service, as downloaded on 9 November 2026. Large companies and limited liability partnerships must report every six months under the Reporting on Payment Practices and Performance Regulations 2017. Unless stated, each company's latest report is used, counting only periods that ended on or after 10 May 2025, and reports with figures that cannot be right are left out. Companies whose latest figures look inconsistent with their earlier filings, such as an average more than double their previous report, are not named in our stories; they stay in the tables with a note. How we use the data.

Written by Fair Payment's data desk from the filed figures, without a human writing step. Source: Check payment practices, under the Open Government Licence v3.0.

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