30 Fair PaymentHow fast UK companies pay their suppliers
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Creation Consumer Finance Limited

Registered as CREATION CONSUMER FINANCE LIMITED. Company number NI032565. 17 payment practices reports on file, the latest for the period ending 30 June 2026, filed 30 July 2026.

24days on average to pay

  • Within 30 days
  • 31 to 60 days
  • Over 60 days

In the reporting period from 1 January 2026 to 30 June 2026, Creation Consumer Finance Limited reported that it took an average of 24 days to pay its suppliers' invoices. It paid 75% of invoices within 30 days, 19% in 31 to 60 days and 6% after more than 60 days. It said 26% of invoices were not paid within the agreed terms.

That average is faster than 69% of the 6,220 companies whose latest report covers a period ending since May 2025. A year earlier, in the period to 30 June 2025, the average was 15 days, so it is 9 days slower now.

Average days to pay, report by report

30 19 Dec 2020 19 Jun 2021 16 Dec 2021 18 Jun 2022 22 Dec 2022 18 Jun 2023 20 Dec 2023 21 Jun 2024 15 Dec 2024 15 Jun 2025 27 Dec 2025 24 Jun 2026

Bars are labelled with the month the period ended. The dashed line marks 30 days.

Every report filed

PeriodFiledAverage daysWithin 30 days31 to 60Over 60Not within termsSource
Jan to Jun 2026 30 Jul 2026 24 75%19%6%26% Report
Jul to Dec 2025 30 Jan 2026 27 73%19%8%28% Report
Jan to Jun 2025 30 Jul 2025 15 93%5%2%8% Report
Jul to Dec 2024 30 Jan 2025 15 88%11%1%14% Report
Jan to Jun 2024 29 Jul 2024 21 82%15%3%19% Report
Jul to Dec 2023 30 Jan 2024 20 86%10%4%16% Report
Jan to Jun 2023 28 Jul 2023 18 84%12%4%17% Report
Jul to Dec 2022 30 Jan 2023 22 82%13%5%23% Report
Jan to Jun 2022 28 Jul 2022 18 91%7%2%12% Report
Jul to Dec 2021 28 Jan 2022 16 94%5%1%8% Report
Jan to Jun 2021 29 Jul 2021 19 91%6%3%9% Report
Jul to Dec 2020 29 Jan 2021 19 90%8%2%11% Report
Jan to Jun 2020 30 Jul 2020 21 82%17%1%19% Report
Jul to Dec 2019 30 Jan 2020 18 91%7%2%14% Report
Jan to Jun 2019 29 Jul 2019 30 74%17%9%27% Report
Jul to Dec 2018 30 Jan 2019 35 67%21%12%34% Report
Jan to Jun 2018 27 Jul 2018 29 74%21%5%31% Report

Source: the company's filings on Check payment practices. Contains public sector information licensed under the Open Government Licence v3.0. Figures are as filed. We do not change them.