30 Fair PaymentHow fast UK companies pay their suppliers
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Atom Bank PLC

Registered as ATOM BANK PLC. Company number 08632552. 15 payment practices reports on file, the latest for the period ending 30 September 2026, filed 28 October 2026.

15days on average to pay

  • Within 30 days
  • 31 to 60 days
  • Over 60 days

In the reporting period from 1 April 2026 to 30 September 2026, Atom Bank PLC reported that it took an average of 15 days to pay its suppliers' invoices. It paid 93% of invoices within 30 days, 7% in 31 to 60 days and 0% after more than 60 days. It said 18% of invoices were not paid within the agreed terms.

That average is faster than 89% of the 6,220 companies whose latest report covers a period ending since May 2025. A year earlier, in the period to 30 September 2025, the average was 27 days, so it is 12 days faster now.

Average days to pay, report by report

30 20 Mar 2021 24 Sep 2021 17 Mar 2022 29 Sep 2022 22 Mar 2023 25 Sep 2023 25 Mar 2024 29 Sep 2024 30 Mar 2025 27 Sep 2025 19 Mar 2026 15 Sep 2026

Bars are labelled with the month the period ended. The dashed line marks 30 days.

Every report filed

PeriodFiledAverage daysWithin 30 days31 to 60Over 60Not within termsSource
Apr to Sep 2026 28 Oct 2026 15 93%7%0%18% Report
Oct 2025 to Mar 2026 27 Apr 2026 19 82%15%3%39% Report
Apr to Sep 2025 30 Oct 2025 27 68%29%3%40% Report
Oct 2024 to Mar 2025 28 Apr 2025 30 73%21%6%32% Report
Apr to Sep 2024 16 Oct 2024 29 73%19%8%23% Report
Oct 2023 to Mar 2024 29 Apr 2024 25 76%18%6%25% Report
Apr to Sep 2023 18 Oct 2023 25 78%18%4%26% Report
Oct 2022 to Mar 2023 27 Apr 2023 22 80%16%4%26% Report
Apr to Sep 2022 27 Oct 2022 29 72%19%9%27% Report
Oct 2021 to Mar 2022 28 Apr 2022 17 88%7%5%24% Report
Apr to Sep 2021 28 Oct 2021 24 75%18%7%42% Report
Oct 2020 to Mar 2021 26 Apr 2021 20 80%15%5%34% Report
Apr to Sep 2020 29 Oct 2020 17 83%12%6%38% Report
Oct 2019 to Mar 2020 30 Apr 2020 13 89%8%3%14% Report
Apr to Sep 2019 16 Oct 2019 13 86%11%3%27% Report

Source: the company's filings on Check payment practices. Contains public sector information licensed under the Open Government Licence v3.0. Figures are as filed. We do not change them.